Max Funding Review

This review of Max Funding will help to outline what makes their business model unique, how their business is structured, and what you’ll need as a lender to qualify for a loan. This is the web’s most comprehensive Max Funding review.

# From 1.8% Monthly Interest Rate
Editorial Rating


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Loans size & Terms

$10,000 to $200,000

Unsecured Loans

Max Funding Review – Basic Figures for 2020

🌐 Website:
®️ Logo:
📝 ABN:39 616 549 725
📝 Credit License:616 549 725
💰 Loan Amount$1,000 – $500,000
⏲️ Loan TermUp to 36 months.
💸 Unsecured Loans?Unsecured Loans are Available
⌚ Lender Requirements
  • Trading for at least 6 months
  • Turnover greater than $10,000 per month
  • Paid Credit Defaults OK.
📃 Required:Online bank login information to obtain bank statements, proof of assets (like a motor vehicle), proof of reasonable credit history + Reasonable credit history
⏱️ Response Time:Approval normally within one hour. Money in the bank in 24h.
🌝 Easy to Apply:Yes, fully online (expedited application here)

The Nitty-gritty

💌 Online Reviews:Although there are many positive reviews listed on Max Funding’s own website, it’s difficult to find any positive reviews anywhere else online for this lender.
🏆 Awards and Recognition:None
💳 Minimal Interest Rates:From 1.8% per month.
⚖️ ComparisonCompare Max Funding with 20+ Australian Lenders on

Max Funding Reviews and Ratings

⭐ RatingScoreboard:

⭐⭐⭐⭐ Credibility

⭐⭐⭐ Client Reviews

⭐⭐⭐⭐⭐ Website

⭐⭐⭐⭐ Flexibility

⭐⭐⭐⭐ Interest Rate

86.0% Editorial Rating

# Overall Rating for Max Funding
Editorial Rating


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Max Funding is an Australian Lender that focuses on speedy response time to your loan application. They claim to offer a pre-approval decision within 5 minutes or less – and you complete your application from there. Great set-up for those looking for quick financing!

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Expedited Application

Full Review: Table of Contents

Table of Contents


Company Story

Founded in 2011, Max Funding has consistently worked to create a better business loan process for Australian small business owners. The company claims it wants to change the small business interaction with finance. Time is money – Max Funding understands it, and trying to be as responsive as possible. It funded more than 8,500 businesses in more than 130 industries – Retail, restaurants, health and fitness, accommodation and more.

Australian Fintech touts them as one of the fastest, most reliable business lenders for new business owners. Additionally, Max Funding has been mentioned as a possible method for small business owners to get cash to fund their new business in The Sydney Morning Herald.

In addition to their lending business, Max Funding openly supports Kiva – a non-profit organization that works to build opportunities for individuals in poverty on a global scale. They are an official Kiva sponsor as part of their ongoing effort to support people around the world financially.


Max Funding Reviews by Clients

-TrustPilot Australia MaxFunding Reviews: 3 Reviews, 33% Positive, 67% Negative.

Analysis of Client Reviews:

It was incredibly difficult to find any reviews about either Max Funding or Max Finance. They had been mentioned in news articles listing lenders for small businesses, but otherwise appeared to have no internet presence. The 3 reviews we did find are generally negative.


Max Funding Loan Compatibility

  • Startup: Yes, Max Funding accepts clients who are new to business.
  • Bad credit: Yes, Max Funding works with clients who have bad credit.
  • Sole trader: Yes, Max Funding accepts sole traders.
  • Established business: Yes, Max Funding will accept any established business.

Max Funding provides a variety of products:

  • Working Capital loans – a tailored loan to fund a routine operations and daily activities.
  • Commercial loans – a solution to fund capital expenses, business development and its enlargement.
  • Invoice Finance – a short term loan created to assist you with cash advances and settling cash flow matters.
  • Tax Return loans – a quick loan to help finance your company tax on your net profit.
  • Advertising loans – a flexible loan for advertisements cost.
  • Business purchase loans – a special loan to help you buy another operating business.

Read more about other Max Funding’s products on their website:

Although you can find in this Max Funding review some of their offers and a lot of information about the company and its story, we always recommend to compare any proposal with other relevant companies in this industry before making a final decision. You might save some money and get a more satisfactory offer for your needs. For a small business owner, a comparison between different providers, is truly important and sometimes crucial.

Max Funding Review Summary
  • Credibility - 85%
  • Client Reviews - 80%
  • Website - 84%
  • Compatibility - 85%

Editor's Conclusions

Max Funding is a well-known and respected lender in the SME space in Australia. It has been operating for a long time and has gathered mostly positive feedback from customers. The firm is fairly flexible on the type of businesses they are accepting, and claim that they focus on speedy response time to your loan application. They claim to offer a pre-approval decision within 5 minutes or less – and you complete your application from there.

✓ Retailers

✓ Business Requiring Quick Loans

✓ Building & Trade