Max Funding Review

This review of Max Funding will help to outline what makes their business model unique, how their business is structured, and what you’ll need as a lender to qualify for a loan.

Max Funding Review in Numbers

📝 ABN: 39 616 549 725
📝 Credit License: 616 549 725
💰 Loan Amount from $1,000 to $500,000
💸 Loan Term maximum 3 years
⛔ Unsecured? Yes
💻 Apply Online? Yes
⏱️ Response Time 24 Hours or less
📃 Required: Online bank login information to obtain bank statements, proof of assets (like a motor vehicle), proof of reasonable credit history + Reasonable credit history
💳 Minimal Interest Rates: 1.8%/month
💌 General Feedback from Clients Online: Although there are many positive reviews listed on Max Funding’s own website, it’s difficult to find any positive reviews anywhere else online for this lender.
🏆 Awards and Recognition: None found.
🌐 Website:

Topics Covered on this Max Funding Review

Notable Competitors Reviews

  • OnDeck – One of the largest online lenders globally, expanded into Australia 5 years ago
  • GetCapital – As large Australian lender with 99% positive feedback
  • Speedy Finance – one of the longest lasting Australian SME lenders
  • Prospa – The Australian lender giant, top rated on SmallBusinessLoansAustralia

Is Max Funding good for me? Should I sign up with it exclusively

If you are applying for a loan with Max Funding you are engaging in business with a respectable lender, but why not increase your chances of getting that loan and apply for a multitude of business lenders in Australia? enables you to complete you registration process quickly and easy and send your details to multiple lenders competing for your business. 

Read Our Review


Max Funding Short Review Summary:

Max Funding is an Australian Lender that focuses on speedy response time to your loan application. They claim to offer a pre-approval decision within 5 minutes or less – and you complete your application from there.

Max Funding has some positive reviews online, and their flexibility with “reasonable” credit scores is significantly more forgiving than a traditional bank or lender. To apply, all that Max Funding asks is that you have a reasonable credit score – they don’t have any minimum business requirements.

Submit an Expedited Application to Max Funding through using the link below.


Company Story

Founded in 2011, Max Funding has consistently worked to create a better business loan process for Australian small business owners. The company claims it wants to change the small business interaction with finance. Time is money – Max Funding understands it, and trying to be as responsive as possible. It funded more than 8,500 businesses in more than 130 industries – Retail, restaurants, health and fitness, accommodation and more.

Australian Fintech touts them as one of the fastest, most reliable business lenders for new business owners. Additionally, Max Funding has been mentioned as a possible method for small business owners to get cash to fund their new business in The Sydney Morning Herald.

In addition to their lending business, Max Funding openly supports Kiva – a non-profit organization that works to build opportunities for individuals in poverty on a global scale. They are an official Kiva sponsor as part of their ongoing effort to support people around the world financially.

Max Funding Reviews by Clients

-TrustPilot Australia MaxFunding Reviews: 3 Reviews, 33% Positive, 67% Negative.

Analysis of Client Reviews:

It was incredibly difficult to find any reviews about either Max Funding or Max Finance. They had been mentioned in news articles listing lenders for small businesses, but otherwise appeared to have no internet presence. The 3 reviews we did find are generally negative.

Max Funding Loan Compatibility

  • Startup: Yes, Max Funding accepts clients who are new to business.
  • Bad credit: Yes, Max Funding works with clients who have bad credit.
  • Sole trader: Yes, Max Funding accepts sole traders.
  • Established business: Yes, Max Funding will accept any established business.

Max Funding provides a variety of products:

  • Working Capital loans – a tailored loan to fund a routine operations and daily activities.
  • Commercial loans – a solution to fund capital expenses, business development and its enlargement.
  • Invoice Finance – a short term loan created to assist you with cash advances and settling cash flow matters.
  • Tax Return loans – a quick loan to help finance your company tax on your net profit.
  • Advertising loans – a flexible loan for advertisements cost.
  • Business purchase loans – a special loan to help you buy another operating business.

Read more about other Max Funding’s products on their website:

Although you can find in this Max Funding review some of their offers and a lot of information about the company and its story, we always recommend to compare any proposal with other relevant companies in this industry before making a final decision. You might save some money and get a more satisfactory offer for your needs. For a small business owner, a comparison between different providers, is truly important and sometimes crucial.

You can find a short list of alternative lenders below:

Max Funding Alternatives in Australia:

#1 Best Business Loans Aggregator
Editorial Rating 97.0%
  • Funding: $5,000 to $500,000
  • Smart Matching by LendScore™
  • Instant Responses to Application
  • 97% User Satisfaction
  • Unsecured Business Loans Focused
  • Bank-Level Encryption

#2 Bad Credit Businesses Specialist
Editorial Rating 91.1%
  • Funding: $5,000 to $200,000
  • Unsecured Business Loans Available
  • Newer Businesses Accepted
  • Bad Credit Borrowers Welcomed
  • 2 Hour Approval
  • 93% Positive Reviews

#3 High Chance of Approval
Editorial Rating 88.9%
  • Funding: $5,000 to $60,00
  • Daily or Weekly repayment schedule
  • Unsecured Business Loans Only
  • Available Throughout Australia