Lend.com.au Review and Analysis

This lend.com.au review will look at who lend.com are as a company and how they differ from traditional online lenders.

We delve into their focus in securing the lend.com.au domain name, the company’s background and where they are looking to take the online lending market in Australia. We discuss what makes lend.com.au unique, the types of lending solutions they can help small businesses in Australia attain and how the process of applying for a loan through lend.com.au works.

As always we look at the existing customer feedback that can be found online to see what its previous users have had to say as well.

lend.com.au Review in Numbers: 2024 Updated

💰 Loan Amount
  • Unsecured loans up to $1,000,000 (loan terms up to 5 years)
  • Secured loans up to 1$5,000,000 (loan terms up to 5 years)
💸 Loan Term1-48 Months
⛔ Unsecured?Unsecured Loans Available (as do additional forms of financing)
⌚ RequirementsNot specifically stated and depending on what type of finance and the lending provider you are matched with it will vary.
⭐ Client Reviews99% Positive (aggregated score from  across the web)
⭐ Editorial Score97.2% by Small Business Loans Australia
📝 ABN::612 877 442
👨‍👩‍👧‍👧 Lender SelectionA wide variety of Australia’s leading online lenders offering a range of funding solutions including; unsecured small business loans, equipment finance, invoice finance, line of credit and bad credit business loans.
🌐 Websitehttps://www.lend.com.au/
⏱️ Sign Up TimeIntuitive sign up that will take no more than two minutes, completing basic company and contact information.
⏱️ Response TimeSame day during working hours.
💻 Full Application Online?Yes, through a groundbreaking loan matching platform.
💌 General Feedback from Clients Online:4.82 / 5 from 200 reviews on reviews.io. Users praise the simpleness of the application and the lend.com.au platform whilst always being matched with appropriate lenders who could help.
🧾 How it WorksLend.com.au is one of the key players in the Australian online lending market that has developed innovative software that matches a borrower’s requirements with lenders who are most likely to provide finance.

The advanced algorithms save you from having to fill multiple applications yourself, as a member of lend.co.au will do the legwork for you.

Is Lend.com.au a Lender?

Whilst Lend.com.au holds all of the necessary licensing for its role in the market, including an ASIC registration (ACN 612 877 442), it is definitely not a lender in its own right. After your initial application, Lend.com.au completes an expert analysis through its enhanced algorithms, based on the information you provide. It will then match you with the finance lender that best meets your company’s requirements, whilst finding you the best deal at the first time of asking.

How Does Lend.com.au Work?

Lend.com.au is essentially a marketplace of lenders that matches small business owners seeking finance with the lenders that match their criteria. The site boasts itself as a business financing comparison website, but in our humble opinion it is more of a “smart wizard”.

The way it operates is rather straightforward. You go on the site, fill in the requirements you are asked to input and the purpose of your business financing. Lend.com.au then completes the rest of the work for you – through a mixture of understanding the type of finance you are seeking (e.g. equipment finance or unsecured business loan), the amount of finance you’re seeking, your company’s cash flow and the industry you operate. The company will then come to you with your most appropriate lending partner.

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Which Lenders Do Lend.com.au Work With?

Lend understands that unsecured lending is not an option for everyone and now works with over 50 finance providers in the below categories:

Construction and Development

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Is Lend.com.au Safe and Reliable?

As we’ve previously stated, Lend.com.au is not a lender and just as they advertise on their site, there is no impact whatsoever on your credit rating for making an application.

Add to that, Lend.com.au is registered with ASIC, holds 256 bit encryption and the fact they utilise Comodo cybersecurity, we deem Lend.com.au to be a highly reputable and safe business to work with. They also partner with highly respected online lenders that 1000’s of small business owners in Australia have received business loans.

Going back to its origination, Lend.com.au came out with a bang when AusRegistry proudly announced the founder, Shaun McGowan, had secured the domain name for an amount of $35,000. Mr McGowan has been interviewed and explained the importance of getting a good domain name, and based on this interview he is a top-notch tech specialist.

Prior to Lend.com.au, Mr McGowan established one of the most impressive aggregators in the personal finance space in Australia – CarLoans.com.au. He sold the firm to a VC which took it public, and is now a part of Eclipx, a publicly traded company with revenues of $500m a year.

Thus, it is safe to assume that Lend.com.au is a professional website which has received a significant amount of investment and resources put in to establish the firm as a leading figure in the aggregated business lending space.

Lend.com.au has won multiple industry awards:

  • 2020 – Australian Broking Awards
  • Technology Platform of the Year – Finalist
  • 2021 – Australian Broking Awards
  • Technology Platform of the Year – Finalist

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Do Users Like Lend.com.au?

In Numbers

  • Reviews.io: 4.82 / 5 based on 200 reviews with 99% of reviewers saying they would recommend Lend.com.au

The Feedback

As of January 2020 there are exactly 200 reviews which can be found for Lend.com.au, all amassed within one year. We can expect many new reviews to land throughout 2020 as the business continues to grow in scale so we will continue to monitor these carefully. Virtually all reviews rate Lend.com as 5* with just some of the positive feedback as follows:

“A very quick and painless experience which is unusual for self employed enquiries!!! So thank you LEND …. and prospa!!”

They achieved a line of credit for me with an excellent service ethic. I was happy with the outcome.”

“Loved the easy to use website. They chose a range of options and provided great information to help making the choice easy. We were approved and had our funds within hours. What a great result. Thanks Lend :)”.

There are no negative reviews to be found online and the lowest rating review of 3* still states:

“Easy to navigate.”

Analysis of Client Reviews:

The theme of the Lend.com.au reviews is quickly apparent when you work through them – users find the whole process to be simple, time-saving and totally easy. Users are also praising both Lend.com.au and the lending provider which suggests the firm’s loan matching software is  doing an excellent job in finding the correct finance providers for small businesses.

Lend.com appear to be doing exactly what they set out to achieve and what the modern market demands, drastically reducing how complicated it should be for small businesses to get financed.

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Lend.com.au Loans Review
  • Lender Variety - 100%
  • Level of Service - 100%
  • Sign Up Process - 100%
  • Client Reviews - 97%

Editorial Summary

It’s clear from the customer feedback that lend.com.au is providing an invaluable service for its users, aggregating the small business loan market and drastically reducing the time, energy and cost for small businesses that’s incurred when seeking a small business loan.

The history of Lend.com.au’s founders suggests they know exactly where the lending market is heading in Australia – online. And as long as the firm continues to make the application process as simple as possible we only recommend giving Lend.com.au a go – it’s totally free and there’s no impact on your credit score. You may have recommendations for loan providers you weren’t able to find from your own research too. No matter the type of finance you are seeking Lend.com.au is working with an ever growing number of finance providers across all solutions so they can become the go-to marketplace for small business funding in Australia.

Best for

Equipment Financing

Fit Out Finance

Bad Credit Businesses


Smart Matching by LendScore™

Instant Responses to Application

Fully Online System

Multiple Bad Credit Lenders Compared

Bank-Level Encryption


Not a Lender

Not Fit for Businesses with Less than $20,000/yr Income


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