Review and Analysis

This review will explain why isn’t your ordinary business lender and the role they play in the Australian lending market. We look at the different lending options possible through the company, including secured and unsecured business loans. We’ll also determine if there are any extra fees involved in using the service and the business lenders can connect you with. Read our review to see if your business can benefit from using the site in your search for finance.

🌐 Website:
®️ logo
📝 ABN:63 617 491 415
📝 Credit License:389328
💰 Loan Amount$5,000 – $1,000,000
⏲️ Loan Term3 – 72 Months
💸 Unsecured Loans?Yes
⌚ Lender RequirementsWill depend on which lender you are matched with but a minimum of 6 months trading will be standard, as would at least $5,000 revenue per month.
📃 Required:Personal Identity Documents + Company Bank Statements
⏱️ Response Time:Full approval normally within the same day – Money in the bank in 24h.
🌝 Easy to Apply:Yes

The Nitty-gritty

💌 Online Reviews:None
🏆 Awards and Recognition:None
💳 Minimal Interest Rates:On Application
⚖️ Advantages
  • Easy application process
  • Quick response from the company
  • Both secured and unsecured loans available
⚖️ Disadvantage’s
  • Relatively new to the Aussie lending market
  • Not suitable for new companies
Compare with 30+ Australian Lenders on
Review Table of Contents Alternatives in Australia – Our #1 Rated Lender Marketplace:



Is a Lender? holds all of the required licensing for the role it performs, including an Australian credit license (no. 389328), but it is not a lender in its own right. After the online application, provides you with a dedicated personal broker who will assess your lending requirements and match you with the finance lender that best meets them. holds relationship’s with some of Australia’s top business lenders, including companies such as Lumi and GetCapital, so you can trust that any lender you’re matched with is not only authorised but also one of Australia’s best rated business lenders. has assisted businesses in Agriculture, Manufacturing, Mining, Construction and many more. They also work closely with borrowers to tailor Commercial Finance Loans for heavy machinery, trucks and other commercial vehicles.

Working with a broker can have various benefits. Unless you’re prepared to research each and every available option, the chances of getting the best deal can be pretty slim. Different finance companies have different risk appetites and certain risk silos that they like to operate in. As an example, certain commercial finance companies will not lend over a certain amount to companies associated with the construction industry. They don’t make this public knowledge, but it’s important information to know if attempting to borrow money from them.

If cost is your most important factor then a good broker should be able to focus on this for you. A broker will be able to answer all of your cost questions – how often do lenders actually offer rates close to what they advertise? What establishment fees are involved? Are their certain criteria you need to meet to qualify for that rate? What term is required to secure this favorable rate?

How Does Work?

Applying for a business loan through is easy and can be completed in just a few simple steps. The team at does the legwork so you can focus on growing your business. The process would look as follows:

Step 1 – Complete an online application on your mobile phone, computer or tablet. The application takes just minutes.

Step 2 – The application is reviewed in minutes by a team of dedicated business loan experts.

Step 3 – Speak with a specialist and agree to a loan for prompt payout.

The minimum Loan Term is 3 months and the maximum loan term is 72 months. Business loans and asset finance range from $5,000-$1,000,000.00. Interest rates are likely to be from 3.5% to 25% for business loans and rates from 5.89% to 19.95% for commercial finance. Although different loan terms, fees and loan amounts might result in a different comparison rate.


Which Lenders Do Work With? works with a full spectrum of Australian lenders across personal loans, car finance and business loans. Including both bank lenders (such as Macquarie) and non-bank business lenders, such as Lumi, GetCapital and Scottish Finance.

As well as online lenders that provide unsecured business loans, works with providers of:

  • Asset Finance/Commercial Finance
  • Secured Business Loans 


Is Safe and Reliable?, registered in 2017, is relatively new to the Aussie lending market but has attained all of the necessary regulatory licensing to operate the function it performs. Details can be found about the company on both the Australian Business Register and the Australian Securities and Investments Commission. is open about this by displaying both their ABN and credit license on the footer of their website. This is pretty standard practice in the Aussie business lending market but it’s good to see is following suit with some of the most established and trusted Aussie lenders.

Remember it’s not that you will actually lend you money so the major concern will be doing your due diligence on the lender they match you with. We’re sure it’s likely to be a lender featured on our site and has a track record of helping to finance Australian SMEs.

Despite only launching in 2017, has invested in a team of expert brokers who have been working with Aussie businesses for over 20 years. THe initial application involves sharing just a few basic company details and it’s a free no obligation application, so if you aren’t happy with the lender you’re matched with there’s no harm done. – Eligibility

There are just three simple eligibility requirements that asks for. They are as follows:

  • Australian Registered Business (ABN Holder)
  • In operation a minimum of 12 months
  • Turnover of $10,000/month


Providing your business fits the bill, you can apply today. Client Reviews

There are no verified reviews that can be found online. Ultimately, it’s their choice as to whether they partner with a client review platform or not but we are a little surprised that they haven’t. All of Australia’s best online business lenders do, and whilst is a broker and not a lender, they’re still competing against borrowers going directly to a business lender so we certainly feel it would be in their best interest.

With no reviews we simply can’t rate the firm or get a feel for the customer experience. It’s worth noting the firm is featured on both Mozo and Finder. Summary:

Launched in 2017, is still relatively new to the Australian business lending scene. We don’t like the fact that we’ve been unable to find any client reviews online but we must take into account they are not a lender in their own right and they do work with a number of Australia’s best online lenders. It’s unlikely these organisations would have partnered with if they didn’t believe them to be a trustworthy operation. 

The firm is transparent as to the borrowers they can help and the interest rates they should be able to help borrowers achieve with a lender. There are definite benefits to working with a business loan broker and if we consider the application can be completed in under 5 minutes and there are no obligations if you apply, we feel it’s worth giving them a go.