This review of will be an informative guide to help you get a better grasp of what is all about. We’ll go over their company, loan application process, reviews, and more.

🌐 Website:
®️ Logo:business loans Australia new logo
📝 ABN:98 003 352 752
📝 Credit License:003 352 752
💰 Loan AmountFrom $5,000 – $500,000
⏲️ Loan TermFrom 6 months – 12 months
💸 Unsecured Loans?Yes
⌚ Lender Requirements
  • 2 years in operation (or 4 years in operation if you are not a property owner)
  • A minimum loan requested amount of $5,000
  • $20,000/month in sales.
📃 Required:All personal, business, and financial details.
⏱️ Response Time:24 Hours
🌝 Easy to Apply:Yes

The Nitty-gritty

💌 Online Reviews:Can’t really find any client reviews online
🏆 Awards and Recognition:None
💳 Minimal Interest Rates:1.1%/month
⚖️ Advantages
  • Easy application and fast turnaround
  • Fees and rates are disclosed upfront
⚖️ Disadvantage’s
  • Lack of reviews online
  • Requires a good credit rating
  • Requires a minimum $20,000/month in sales
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Review Table of Contents

Short Summary:

From an initial look seems to be a good provider, as they are owned by GetCapital. The minimum interest rate is really low compared to any type of loans, but without having too many client reviews online it’s hard to say whether this is whether the loans are even this cheap. The minimum requirements are quite high (20k in sales month) so perhaps they are aiming only at very established businesses. We will continue to seek for information about and perfect this review to reflect all its pros and cons.

In the meanwhile we recommend looking into our GetCapital review to see how we feel about the company behind


Company Story Logo is an Australian company working to simplify the business loan process. They offer a huge range of loan products, including: flexible business loans, line of credit (trade finance, equipment finance, car finance, truck & trailer finance, and secured business loan options. It’s important to note that is owned by GetCapital Pty Ltd as part of their “Get Cap Group of Companies.” emphasizes their full range of finance options – which, admittedly, can greatly improve the experience of borrowers. They also emphasize their transparency and simplicity. However, if you dig deeper into their fee structure you’ll see that there are quite a few extra fees for things like direct debit or a dishonoured payment. They do have relationship managers on staff available to assist you with any problems you may be experiencing with your financing.

Admittedly, all of’s fees are clearly listed on their website. However, many other lending companies don’t have this same, aggressive fee structure. There is also very little information out there on, in part because they’re owned by a larger company – GetCapital. In general, it’s wise to focus on the larger company that owns the third party rather than the third party itself. GetCapital is a lender with excellent approval ratings, a simple online application, and highly rated customer service. Client Reviews

–’s Facebook Business Page: 1 Review, 1 Positive 5 / 5 Star Total Score


Analysis of Client Reviews: is owned by GetCapital – another large lending company. There aren’t very many reviews out there on, and because they’re merely an extension (or are owned directly by and operate under) GetCapital, we’d advise that you skip the middle man and work directly with GetCapital. Of course, provides a wide variety of loan types that may fit your needs, but anytime you work with a third-party lender you run the risk of higher interest rates and larger penalties and fees. This is, in fact, a complaint listed against – that many have high early repayment fees, and that they also will weigh you down with drawdown fees (1.5% of drawdown amount), direct debit fees ($3.85), dishonor payment fees ($45), and more. GetCapital, on the other hand, has generally transparent fees and simple loans. Again, we’d like to emphasize that you skip the middle man in situations like these and work directly with the company that owns the third party to ensure the best rates and service. Loan Compatibility

  • Startup: No, does not work with startups.
  • Bad credit: requires a good credit rating.
  • Sole trader: Yes, works with sole traders.
  • Established business: Yes, works with established businesses.
  • Turnover: requires a minimum $20,000/month in sales.