Bigstone Business Loans Review

In this review, we will cover Bigstone’s lending practices, how their corporate structure is set up, and how borrowers can apply.

🌐 Website:
®️ Logo:bigstone-finance new logo
📝 ABN:44 603 289 658
📝 Credit License:603 289 658
💰 Loan Amount$10,000 to $250,000
⏲️ Loan Term1 to 5 years
💸 Unsecured Loans?Yes
⌚ Lender Requirements
  • Been in business for 9 months
  • Has 1+ employees
  • More than $250,000 in annual revenue
  • No bankruptcies
📃 Required:Six months of bank statements, a copy of lease, Photo ID, documents related to your loan’s security (if applicable).
⏱️ Response Time:Less than 24 hours
🌝 Easy to Apply:Yes

The Nitty-gritty

💌 Online Reviews:Bigstone’s Verified Review Page – 12 Reviews, 16% Average, 84% Positive.
🏆 Awards and Recognition:Wholesale Business of the Year and Retail Business of the Year from Optus MyBusiness Awards 2017, 2017 Communicator Award
💳 Minimal Interest Rates:8%/month
⚖️ Advantages
  • No upfront fees
  • Fast funding for smaller loans
⚖️ Disadvantage’s
  • Bigstone does require reasonable credit
  • Only works with businesses with 9+ months old
  • Requires to have more than 1 employee
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Short Summary:

Bigstone offers a wide range of loan amounts to help Australian small businesses achieve their goals. They believe that, if your business has excellent performance and profitability, you should have access to a loan – and fast. However, Bigstone does have several application criteria that borrowers must meet in order to qualify.


Company Story

Founded by Boyd Pederson, Liam McLagan, and Rob Morgan in 2014, Bigstone is already making waves on the small business lender scene. Bigstone has raised millions of dollars in capital from investors, including diversified investments and venture capital firm, CVC. They are currently working in both Australia and Southeast Asia, but are hoping with the most recent round of investments that they’ll soon be offering small business loans on a global scale.

Bigstone Capital started lending in Australia in 2016, but are already seeing a lot of success – including media coverage. This is, in large part, due to their unique peer-to-peer marketplace model of lending. They match small businesses with financing from wholesale investors – not a bad idea for diversifying risk and still getting funds to small businesses.

Bigstone is truly a fintech lender that’s disrupting the industry as we know it. Their lending process is seamless, and they’re receiving capital investments where other, similar lenders are not. Many investors say they’re drawn to Bigstone because of their strong leadership team, and their commitment to best practices.

Bigstone Client Reviews


-Bigstone’s Verified Review Page – 12 Reviews, 16% Average, 84% Positive (YotPo component on Bigstone’s website)


Analysis of Client Reviews:

Bigstone has only been available in Australia for about a year, despite having “officially” launched in 2014. This means that they don’t have very many reviews currently available. However, their verified reviewers on their website have left very thorough, open, and honest reviews about their experiences. In general, they’re all incredibly positive. The few complaints we found were about the fact that this is a fairly new lender – therefore their events aren’t full of people, and their seminars often have only a few of their team leaders available.

Bigstone Loan Compatibility


  • Startup: No. Bigstone only works with businesses with 9 months of experience.
  • Bad credit: No. Bigstone does require reasonable credit and a credit check.
  • Sole trader: No, Bigstone requires you have more than one employee.
  • Established business: Yes, Bigstone works with established businesses.
  • Turnover: Bigstone requires a minimum $250,000/year in sales.

Bigstone Lender Review: Concluding Words

Bigstone seems to us like a really good lender, the minimum requirements is puts, and in particular $250,000 turnover monthly, make it difficult to apply and get accepted. There are other lenders in Australia which could in fact prove easier and more agile. Below are some of our finest selections.