Max Funding Review

This review of Max Funding will help to outline what makes their business model unique, how their business is structured, and what you’ll need as a lender to qualify for a loan.

Max Funding Review in Numbers

Australian Business Number (ABN): 39 616 549 725
Australian Credit License: 616 549 725
Loan amount: from $1,000 to $500,000
Loan term: maximum 3 years
Unsecured Loans Offered? Yes
Easy Online Application: Yes
Response Normally Within: 24 Hours or less
Documents Required to Apply: Online bank login information to obtain bank statements, proof of assets (like a motor vehicle), proof of reasonable credit history
Requirements to Apply: Reasonable credit history
Minimal Interest Rates: 1.8%/month
General Feedback from Clients Online: Although there are many positive reviews listed on Max Funding’s own website, it’s difficult to find any positive reviews anywhere else online for this lender.
Awards and Recognition: None found.
Website Address:

Short Summary:

Max Funding is an Australian Lender that focuses on speedy response time to your loan application. They claim to offer a pre-approval decision within 5 minutes or less – and you complete your application from there. Max Funding has some positive reviews online, and their flexibility with “reasonable” credit scores is significantly more forgiving than a traditional bank or lender. To apply, all that Max Funding asks is that you have a reasonable credit score – they don’t have any minimum business requirements.

Company Story

Founded in 2011, Max Funding has consistently worked to create a better business loan process for Australian small business owners. Australian Fintech touts them as one of the fastest, most reliable business lenders for new business owners. Additionally, Max Funding has been mentioned as a possible method for small business owners to get cash to fund their new business in The Sydney Morning Herald.

In addition to their lending business, Max Funding openly supports Kiva – a non-profit organization that works to build opportunities for individuals in poverty on a global scale. They are an official Kiva sponsor as part of their ongoing effort to support people around the world financially.

Max Funding Reviews by Clients

-TrustPilot Australia MaxFunding Reviews: 3 Reviews, 33% Positive, 67% Negative.

Analysis of Client Reviews:

It was incredibly difficult to find any reviews about either Max Funding or Max Finance. They had been mentioned in news articles listing lenders for small businesses, but otherwise appeared to have no internet presence. The 3 reviews we did find are generally negative.


Max Funding Loan Compatibility

  • Startup: Yes, Max Funding accepts clients who are new to business.
  • Bad credit: Yes, Max Funding works with clients who have bad credit.
  • Sole trader: Yes, Max Funding accepts sole traders.
  • Established business: Yes, Max Funding will accept any established business.


Max Funding Alternatives in Australia:

Best Lender As Rated By Users ⭐⭐⭐⭐⭐

Est. 2011  

  • Financing: $5,000 to $250,000.
  • Innovative firm.
  • Quick Response time.
  • Great reactions from users.
  • Suitable for businesses of all sizes, inc. bad credit.

The Industry Veteran ⭐⭐⭐⭐⭐

Est. 2002

  • Funding: $5,000 to $400,000.
  • Easy and smooth sign up process.
  • Very well known and respected.
  • Very quick to respond to applications.

Coherent and Transparent Repayment Schedule ⭐⭐⭐⭐

Est. 2016

  • Funding: $5,000 to $100,000.
  • New and upcoming!
  • Flexible and welcoming.